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Joseph A. Britton Agency Blog

View the latest blog posts from Joseph A. Britton Agency.

Maybe you are a physician who makes house calls. Or, perhaps, you run a mobile medical clinic. In these cases, you and your medical equipment will likely leave the confines of your office. Thus, you'll expose this property to damage risks you might not encounter every day. What if one of these items sustains damage? READ MORE >>

Some medical practices think that malpractice insurance is the only coverage they need. That's not at all correct. Generally, medical offices need multiple types of coverage, including employment practices liability insurance. Sometimes called EPLI coverage, protection can insure businesses against claims of misconduct lodged by employees. READ MORE >>

You are a doctor, so you likely know you need medical malpractice. However, it's not the only type of liability insurance you need. Your practice is a business. Therefore it needs commercial liability insurance, more specifically general liability insurance. Why is this coverage so important in the commercial sphere? READ MORE >>

All doctors should carry malpractice insurance. You never know when an unfortunate accident might merit a claim. But malpractice insurance costs money, and you'll pay based on various risk factors. How do these risks, statistics and demographics impact your insurance costs? Is there any way to manage rates? READ MORE >>

As hospital and medical provider networks have expanded, employment arrangements have changed. A need for staff doesn’t always equal the ability to employ all workers under the hospital system. Many providers use outsourced nurses and physicians to provide care as a result. READ MORE >>

Who in a Hospital Needs Medical Malpractice Insurance? In a hospital, the talent base is diverse. From physicians to therapists every employee plays their part. However, when doing their duties, they all pose risks to others. As a result, most professionals within the facility need liability insurance. READ MORE >>

Medical providers must protect their property and equipment. Given that medical devices are not cheap, the insurance for these items needs to be concrete. One of the types of coverage that can benefit these items is inland marine insurance. It covers items under transport or shipment. READ MORE >>

Every medical provider must ensure professionalism within their practice. This means hiring qualified, committed employees. However, it also means treating your employees—past, present and future—with respect. If you don’t, you could face allegations of personnel misconduct. READ MORE >>

The doctor-patient privilege is almost sacred. What your patients tell you, they expect you to confidentially respect. Medical information is personal. If you expose that information, you might open yourself up to legal action. Doctors face malpractice and invasion of privacy claims all the time. READ MORE >>

Physicians who run practices have more than themselves and their patients to look after. They have to supervise a staff, oversee security and also perform business upkeep. With such responsibilities, you likely know it is important to protect the practice. The most secure way to do so is with various types of commercial insurance. READ MORE >>

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